But we know that it also brings with it a lot of important questions. Purchasing a property is probably the biggest financial decision you'll ever make.
Are you tired of paying rent? Have you outgrown your current home? Are you looking for a rental property? Just want a bigger yard, or to live in a new area?
Having a clear sense of your reasons for buying will help you choose the right property. So - what does it come down to?
Having all the following documents on hand will expedite your loan approval process.
The typical paperwork need is:
Your credit score will have a huge impact on what type of property you can buy, and at what price. It is first recommended to check your credit rating with an experienced lending institution so that you can determine what you can afford and what you are comfortable with. The lender will research your credit ratings from the three credit reporting agencies Equifax, Experian and Trans Union.
We will be happy to recommend experienced, knowledgeable lenders in the residential, construction, and commercial and investment real estate fields.
Now is not a good time to make sudden career changes, large purchases, or open new lines of credit. You want to approach your property purchase from a position of financial stability.
Buying a property requires making many important financial decisions, understanding complex issues and completing a lot of paperwork. We can guide you through this process, and also provide you with access to property listings before they hit the general market.